What insurance does my car need to go abroad?

RCI is a necessary procedure to leave Chile by car, but there is also another compulsory insurance for tourists visiting us by car from abroad.

During the holiday period, thousands of tourists choose to leave their countries to cross borders by car and benefit from greater freedom of movement. And with prices similar to vacations in their own country, many prefer to experience other cultures while spending the same amount.

Faced with this, Compara Online explains to us What are the types of compulsory car insurance? . We must leave Chile to countries like Argentina, Brazil, Bolivia, Paraguay, Peru and Uruguay; but the other is obligatory for tourists who come to our country . These insurances, known as International Civil Liability Insurance (RCI) and SOAPEX are essential to guarantee coverage in the event of damage to third parties and personal accidents during the road trip in these destinations.

International Civil Liability Insurance (RCI):

RCI, also known as Mercosur insurance, is a basic requirement for travelers crossing borders by car. . This insurance provides coverage in the event of damage caused to third parties during the trip. From Compara Online they point out that It is essential to take out this insurance before starting the trip , for a certain period of days. Rentals are carried out in installments, ranging from 3 days to 1 year. Additionally, the need to comply with other requirements is emphasized, such as personal documents, vehicle documents and driving licenses.

  • Identity card or passport: Identification of the driver or owner of the vehicle is required.
  • Vehicle registration certificate (register): This document can be obtained from the civil registry or online on the corresponding website.
  • Notary authorization: If the vehicle is not owned by the driver, a notarized authorization from the owner is required and it is recommended to bring copies.
  • Temporary departure authorization: Issued by Chilean customs, with a validity of 180 days. For longer stays, an extension must be requested.
  • Driving license, circulation license and technical inspection certificate: Standard documents necessary for driving the vehicle.
Table of RCI insurance values ​​in January 2024 | Compare online

Compulsory Personal Accident Insurance (SOAPEX):

He SAVONEX It is mandatory for foreign vehicles temporarily traveling on Chilean roads. This insurance, equivalent to the common compulsory automobile insurance in Chile (SOAP), covers medical expenses, hospitalization, surgery, pharmacy, dentistry and rehabilitation in the event of a road accident. It is emphasized that SOAPEX does not cover damage to the vehicle and that it must be acquired before entering Chilean territory. . And the necessary documents?

  • Identification documents: Identity card or passport of the driver or owner of the vehicle.
  • Vehicle documents: Vehicle registration certificate (Padrón) and other documents proving ownership or authorization to drive the vehicle.
  • Current driving license: It must be updated and valid.

Source: Latercera

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